Last updated: September 27, 2026
CardPecker is developed by TravelPal LLC. This policy describes how CardPecker 1.6.0 handles your data.
CardPecker stores the information you enter in its local app database. This may include card names and reward rules, spending categories, benefits and usage, receipts, and attached images. Data created with earlier versions, including rewards balances or card-linked offers, may remain in local storage and backups after upgrading. CardPecker does not ask for or store full card numbers, bank passwords, or login credentials.
CardPecker has no TravelPal account. TravelPal does not receive your cards, categories, benefits, receipts, images, purchase history, or backup files. The app does not include analytics, advertising, or tracking technology, and TravelPal does not sell or share your app data.
The News & Deals tab requests a generic feed from CardPecker's service. Every installation receives the same feed; it is not personalized to your cards, purchases, location, or other app data. The request does not include your CardPecker database or a user account identifier. Feed items link only to official issuer, airline, hotel, loyalty-program, merchant, or licensed sources. Standard network information, such as an IP address, may be processed by the hosting provider to deliver and secure the request.
If you choose to scan or attach a receipt, CardPecker requests access to the camera or the photos you select. Text recognition runs on your device using Apple frameworks. Receipt images you keep are stored with the app's local files and may be included in a backup.
CardPecker can create backup files containing your app data, including attached receipt images. Manual backups are saved to the Files location you choose. Automatic backups are saved to your own iCloud Drive through Apple's iCloud service; the default frequency is weekly, and you can change it to Off, Daily, Weekly, or Monthly under Settings → Backup & Restore. TravelPal cannot access these files. Apple's handling of iCloud data is governed by Apple's terms and privacy policy.
CardPecker does not use cookies, analytics tools, advertising identifiers, or any form of tracking.
Local data remains on your device until you delete individual records or uninstall CardPecker. Uninstalling removes the app's local database and files. Backup files saved in Files or iCloud Drive are separate and remain until you delete them from those locations. You can disable automatic backup at any time.
CardPecker does not knowingly collect information from children under 13.
If we update this policy, the changes will be posted on this page with a revised date.
If you have questions about this privacy policy, email support@travelpal.now or visit our support page.